Governance & Ecosystem
As NeoMason scales, the ecosystem involves multiple stakeholders — property owners, institutional investors, retail investors, borrowers, and liquidity providers. Relying on a single platform operator cannot sustain long-term fairness and transparency. Governance must therefore adopt a multi-party, decentralized model, ensuring that rule-making, yield distribution, risk management, and ecosystem evolution are conducted in an open and transparent manner.
Governance Architecture
NeoMason adopts a dual-layer governance framework:
Protocol Governance Layer: Token holders vote on protocol parameters (e.g., collateral ratios, distribution policies), new asset approvals, and system upgrades.
Community Governance Layer: Includes the Property Owners Council, Investor Board, and Developers Alliance, which propose NeoMason Improvement Proposals (NIPs) for ecosystem enhancements.
Governance Token ($NMC)
$NMC represents governance rights (not dividends) and grants proposal/voting privileges.
Voting Power = token weight + reputation score, mitigating whale dominance.
Dual Voting Tracks: Major decisions require approval by both investor votes and property owner votes, ensuring balance of supply-side and demand-side interests.
Ecosystem Stakeholders
NeoMason is more than an investment platform; it is a multi-sided network:
Property Owners — Bring real assets on-chain, obtain tokenized rights and liquidity.
Investors — Earn stable yields through $REY and DSCR products.
Borrowers — Access refinancing under DSCR models without forced liquidation.
Developers — Build derivative applications (insurance, ETFs, stablecoins) via open APIs.
Institutions — Auditors, law firms, custodians providing compliance and assurance.
Ecosystem Flywheel
NeoMason’s governance and ecosystem create a self-reinforcing flywheel:
More tokenized properties → more real assets → stronger $REY backing.
More investors → deeper liquidity and better price discovery.
More applications (lending, derivatives, stablecoins) → wider $REY usage.
More developer innovation → richer services → attract new assets and investors.
Governance token incentives → encourage long-term participation and proposals.
Risk Governance Mechanisms
Automated Parameter Adjustments — Protocol adjusts collateral ratios, fees, or redemption caps when volatility exceeds thresholds.
Community Risk Watch — Developers and researchers monitor on-chain data and publish risk alerts.
External Assurance — Regular third-party security audits and legal compliance reviews.
Future Governance Roadmap
NeoMason’s governance aims to evolve into a fully decentralized economic infrastructure:
Short-Term — NeoMason Foundation leads governance to ensure stability.
Mid-Term — Joint governance committees including investors, owners, and institutions.
Long-Term — Full DAO governance, with NeoMason becoming a public good infrastructure for Real Estate Finance 3.0
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